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Personal Checking Accounts



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 Basic Star Checking Lone Star Checking
Rising Star Checking
Min Bal to Open $100
$100
$100
Min Bal to Avoid Fees1 & 2 No minimum balance required $1,000 minimum daily balance No minimum balance required
Monthly Service Fee1 & 2 No monthly service fee
$10 per statement cycle
plus $0.15 per debit in excess of
20 debits
No monthly service fee
Texas StarCard Debit Card Star icon Star icon
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Fraud Detection3 Star icon
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NetTeller Online Banking Star icon Star icon Star icon
E-Statements2 & 4 Star icon Star icon Star icon
Mobile Banking Access4 Star icon Star icon Star icon
Remote Deposit Anywhere4 & 5 Star icon Star icon Star icon
Bill Payment4 & 7 Star icon Star icon Star icon
TCB iTalk Access Star icon Star icon Star icon

(1) Monthly service fee is waived if minimum balance to avoid fees is met. Monthly service fee does not include postage fee or Bill Payment fee.
(2) Current postage fee will be charged if customer does not elect to receive electronic statements.
(3) All debit card activity is monitored by our Fraud Center. Cardholders will receive notifications on suspicious activity via text, e-mail, and phone calls. Message and data rates may apply depending on individual data plans. Refer to our Fraud Protection page for more information.
(4) Customer must be enrolled in NetTeller Online Banking in order to receive electronic statements, access mobile banking features (including Remote Deposit Anywhere), and use Bill Payment.
(5) Remote Deposit Anywhere requires a separate enrollment agreement.
(6) Remote Deposit Capture (for commercial customers only) requires a separate enrollment agreement and approval; fees apply.
(7) Bill Payment available for $5 per month.